/* MisFinanzasApp — sitio público (landing, herramientas, blog) */
:root{--navy:#0F172A;--navy2:#1E293B;--blue:#2563EB;--blue-d:#1D4ED8;--green:#10B981;--amber:#F59E0B;--red:#EF4444;--ink:#0F172A;--ink2:#334155;--muted:#64748B;--line:#E2E8F0;--bg:#FFFFFF;--soft:#F8FAFC;--card:#FFFFFF;--radius:14px}
@media (prefers-color-scheme:dark){:root{--ink:#F1F5F9;--ink2:#CBD5E1;--muted:#94A3B8;--line:#1E293B;--bg:#0B1120;--soft:#0F172A;--card:#111827}}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--blue);text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.narrow{max-width:760px;margin:0 auto;padding:0 20px}
/* nav */
.nav{position:sticky;top:0;z-index:50;background:rgba(15,23,42,.92);backdrop-filter:blur(10px);border-bottom:1px solid rgba(255,255,255,.06)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:62px;gap:12px}
.logo{white-space:nowrap;display:flex;align-items:center;gap:8px;color:#fff;font-weight:800;font-size:17px}
.nav-links{display:flex;gap:22px;align-items:center}
.nav-links a{color:#CBD5E1;font-size:14px;font-weight:500}
.nav-links a:hover{color:#fff}
.nav .btn{padding:9px 16px;font-size:14px;white-space:nowrap}
@media(max-width:420px){.nav .logo{font-size:15px}.nav-links{gap:12px}}
@media(max-width:820px){.nav-links .hide-m{display:none}}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--blue);color:#fff;font-weight:700;border-radius:10px;padding:14px 24px;font-size:16px;border:0;cursor:pointer;transition:.15s;text-align:center}
.btn:hover{background:var(--blue-d);transform:translateY(-1px)}
.btn-ghost{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.25)}
.btn-ghost:hover{background:rgba(255,255,255,.08)}
.btn-green{background:var(--green)}.btn-green:hover{background:#059669}
.btn-block{width:100%}
/* hero */
.hero{background:radial-gradient(1200px 500px at 70% -10%,#1D4ED8 0%,rgba(29,78,216,0) 60%),var(--navy);color:#fff;padding:72px 0 80px;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
@media(max-width:900px){.hero .wrap{grid-template-columns:1fr}.hero{padding:48px 0 56px}}
.pill{display:inline-flex;gap:8px;align-items:center;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);color:#E2E8F0;font-size:13px;padding:6px 12px;border-radius:99px;margin-bottom:18px}
.hero h1{font-size:clamp(32px,5vw,54px);line-height:1.08;font-weight:800;letter-spacing:-.02em;margin-bottom:18px}
.hero h1 span{color:#60A5FA}
.hero p.lead{font-size:clamp(16px,2vw,19px);color:#CBD5E1;max-width:560px;margin-bottom:28px}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:18px}
.trust{display:flex;gap:16px;flex-wrap:wrap;font-size:13px;color:#94A3B8}
.flags{margin-top:22px;font-size:22px;letter-spacing:4px;opacity:.9}
/* phone mockup */
.phone{width:290px;max-width:100%;margin:0 auto;background:#020617;border-radius:38px;padding:12px;box-shadow:0 30px 80px rgba(0,0,0,.5),0 0 0 2px #1E293B}
.screen{background:#F8FAFC;border-radius:28px;padding:18px 14px;color:#0F172A;min-height:520px;font-size:13px}
.screen .hi{font-weight:700;font-size:15px;margin-bottom:12px}
.score{background:linear-gradient(135deg,#2563EB,#1D4ED8);color:#fff;border-radius:16px;padding:14px;margin-bottom:10px}
.score b{font-size:34px;line-height:1}
.mini{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:10px}
.mini div{background:#fff;border:1px solid #E2E8F0;border-radius:12px;padding:10px}
.mini small{color:#64748B;display:block;font-size:11px}
.mini strong{font-size:14px}
.row{display:flex;justify-content:space-between;align-items:center;background:#fff;border:1px solid #E2E8F0;border-radius:12px;padding:9px 11px;margin-bottom:6px}
.row .neg{color:#DC2626;font-weight:700}.row .pos{color:#059669;font-weight:700}
.tip{background:#ECFDF5;border:1px solid #A7F3D0;color:#065F46;border-radius:12px;padding:10px;margin-top:8px;font-size:12px}
/* sections */
section{padding:80px 0}
.soft{background:var(--soft)}
.eyebrow{color:var(--blue);font-weight:700;font-size:13px;letter-spacing:.08em;text-transform:uppercase;margin-bottom:10px}
h2.title{font-size:clamp(26px,3.6vw,40px);line-height:1.15;font-weight:800;letter-spacing:-.02em;margin-bottom:14px}
.sub{color:var(--muted);font-size:17px;max-width:640px}
.center{text-align:center}.center .sub{margin:0 auto}
.grid{display:grid;gap:18px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.card .ic{font-size:28px;margin-bottom:10px}
.card h3{font-size:17px;margin-bottom:6px}
.card p{color:var(--muted);font-size:15px}
a.card{color:inherit;transition:.15s;display:block}
a.card:hover{border-color:var(--blue);transform:translateY(-2px)}
.mt{margin-top:40px}
/* pain */
.pain li{list-style:none;background:var(--card);border:1px solid var(--line);border-left:4px solid var(--red);border-radius:10px;padding:14px 16px;margin-bottom:10px;color:var(--ink2)}
/* steps */
.step b{display:inline-flex;width:34px;height:34px;border-radius:50%;background:var(--blue);color:#fff;align-items:center;justify-content:center;margin-bottom:10px}
/* pricing */
.price{max-width:460px;margin:40px auto 0;border:2px solid var(--blue);position:relative}
.price .tag{position:absolute;top:-13px;left:50%;transform:translateX(-50%);background:var(--blue);color:#fff;font-size:12px;font-weight:700;padding:4px 12px;border-radius:99px}
.price .amt{font-size:48px;font-weight:800;letter-spacing:-.02em}
.price .amt small{font-size:16px;color:var(--muted);font-weight:500}
.price ul{list-style:none;margin:18px 0 22px}
.price li{padding:6px 0;border-bottom:1px dashed var(--line);font-size:15px}
.note{font-size:13px;color:var(--muted);text-align:center;margin-top:10px}
/* faq */
details{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin-bottom:10px}
summary{cursor:pointer;font-weight:700;list-style:none}
summary::-webkit-details-marker{display:none}
summary::after{content:'+';float:right;color:var(--blue);font-size:20px;line-height:1}
details[open] summary::after{content:'–'}
details p{margin-top:10px;color:var(--muted)}
/* cta band */
.band{background:var(--navy);color:#fff;text-align:center;border-radius:20px;padding:56px 24px}
.band p{color:#CBD5E1;margin:10px auto 24px;max-width:560px}
/* footer */
footer{border-top:1px solid var(--line);padding:40px 0;color:var(--muted);font-size:14px}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:24px}
footer h4{color:var(--ink);font-size:14px;margin-bottom:10px}
footer a{color:var(--muted);display:block;padding:3px 0}
footer a:hover{color:var(--blue)}
@media(max-width:700px){footer .cols{grid-template-columns:1fr 1fr}}
/* tools */
.tool-hero{background:var(--navy);color:#fff;padding:48px 0 40px}
.tool-hero h1{font-size:clamp(28px,4vw,42px);line-height:1.12;margin-bottom:10px}
.tool-hero p{color:#CBD5E1;max-width:640px}
.crumbs{font-size:13px;color:#94A3B8;margin-bottom:14px}.crumbs a{color:#94A3B8}
.calc{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:-28px}
@media(max-width:860px){.calc{grid-template-columns:1fr}}
.field{margin-bottom:14px}
.field label{display:block;font-weight:600;font-size:14px;margin-bottom:6px}
.field input,.field select{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:10px;font-size:16px;background:var(--bg);color:var(--ink)}
.field input:focus,.field select:focus{outline:2px solid var(--blue);border-color:transparent}
.field .hint{font-size:12px;color:var(--muted);margin-top:4px}
.res-big{font-size:34px;font-weight:800;letter-spacing:-.02em}
.res-line{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid var(--line);gap:12px}
.res-line span:last-child{font-weight:700;text-align:right}
.bar{height:12px;border-radius:99px;background:var(--line);overflow:hidden;display:flex;margin:14px 0}
.bar i{display:block;height:100%}
.legend{display:flex;gap:14px;flex-wrap:wrap;font-size:13px;color:var(--muted)}
.legend b{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px;vertical-align:middle}
table.tbl{width:100%;border-collapse:collapse;font-size:14px;margin-top:10px}
.tbl th,.tbl td{padding:8px 6px;border-bottom:1px solid var(--line);text-align:right}
.tbl th:first-child,.tbl td:first-child{text-align:left}
.lead-box{background:linear-gradient(135deg,#EFF6FF,#ECFDF5);border:1px solid #BFDBFE;border-radius:var(--radius);padding:24px;margin-top:24px;color:#0F172A}
.lead-box h3{margin-bottom:6px}
.lead-box form{display:flex;gap:8px;flex-wrap:wrap;margin-top:12px}
.lead-box input{flex:1;min-width:200px;padding:12px 14px;border:1px solid #BFDBFE;border-radius:10px;font-size:16px}
.hp{position:absolute;left:-9999px}
/* article */
.article{padding:48px 0 64px}
.article h1{font-size:clamp(28px,4.2vw,44px);line-height:1.12;letter-spacing:-.02em;margin-bottom:12px}
.article .meta{color:var(--muted);font-size:14px;margin-bottom:28px}
.article h2{font-size:24px;margin:36px 0 12px;line-height:1.25}
.article h3{font-size:19px;margin:24px 0 8px}
.article p,.article li{font-size:17.5px;color:var(--ink2);margin-bottom:14px}
.article ul,.article ol{padding-left:22px;margin-bottom:16px}
.article .box{background:var(--soft);border:1px solid var(--line);border-left:4px solid var(--blue);border-radius:10px;padding:16px 18px;margin:22px 0}
.article .box p{margin:0}
.article table{width:100%;border-collapse:collapse;margin:16px 0 22px;font-size:15px}
.article th,.article td{border:1px solid var(--line);padding:9px 10px;text-align:left}
.article th{background:var(--soft)}
.toc{background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin-bottom:28px}
.toc strong{display:block;margin-bottom:6px}
.toc a{display:block;padding:2px 0;font-size:15px}
.cta-inline{background:var(--navy);color:#fff;border-radius:16px;padding:26px;margin:34px 0;text-align:center}
.cta-inline p{color:#CBD5E1 !important;margin:6px 0 16px !important}

/* ── Demo animada de la app (hero) ── */
.demo{display:flex;flex-direction:column;align-items:center;gap:16px}
.ph-anim{animation:float 6s ease-in-out infinite}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
.sc{position:relative;overflow:hidden;height:560px;padding-top:30px}
.sb{position:absolute;top:8px;left:18px;right:18px;display:flex;justify-content:space-between;font-size:11px;font-weight:700;color:#0F172A}
.scn{position:absolute;inset:34px 14px 30px;opacity:0;transform:translateX(30px);transition:opacity .5s,transform .5s;pointer-events:none}
.scn.on{opacity:1;transform:none}
.scn.out{opacity:0;transform:translateX(-30px)}
.score2{display:flex;align-items:center;gap:12px;background:linear-gradient(135deg,#2563EB,#1D4ED8);color:#fff;border-radius:16px;padding:12px 14px;margin-bottom:10px}
.score2 small{display:block;font-size:11px;opacity:.85}
.score2 b{font-size:32px;line-height:1;margin-right:4px}
.score2 span{font-size:12px;opacity:.9}
.ring{width:58px;height:58px;transform:rotate(-90deg);flex:none}
.rg-bg{fill:none;stroke:rgba(255,255,255,.25);stroke-width:10}
.rg{fill:none;stroke:#34D399;stroke-width:10;stroke-linecap:round;stroke-dasharray:264;stroke-dashoffset:264;transition:stroke-dashoffset 1.4s cubic-bezier(.2,.8,.2,1)}
.rin{opacity:0;transform:translateY(10px)}
.scn.on .rin{animation:rin .45s forwards}
.scn.on .rin:nth-of-type(1){animation-delay:.6s}.scn.on .rin:nth-of-type(2){animation-delay:.8s}.scn.on .rin:nth-of-type(3){animation-delay:1s}
@keyframes rin{to{opacity:1;transform:none}}
.amt-in{background:#fff;border:2px solid #2563EB;border-radius:14px;padding:12px 14px;margin:6px 0 10px;position:relative}
.amt-in small{display:block;color:#64748B;font-size:11px}
.amt-in b{font-size:30px;color:#DC2626}
.caret{display:inline-block;width:2px;height:26px;background:#2563EB;margin-left:3px;vertical-align:-3px;animation:blink 1s steps(1) infinite}
@keyframes blink{50%{opacity:0}}
.chips{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:10px}
.chips span{font-size:11px;background:#fff;border:1px solid #E2E8F0;border-radius:99px;padding:5px 9px;transition:.3s}
.chips .chip-sel.sel{background:#2563EB;color:#fff;border-color:#2563EB;transform:scale(1.06)}
.keypad{display:grid;grid-template-columns:repeat(3,1fr);gap:6px}
.keypad i{font-style:normal;text-align:center;background:#fff;border:1px solid #E2E8F0;border-radius:10px;padding:9px 0;font-weight:700;transition:background .15s}
.keypad i.pr{background:#DBEAFE}
.savebtn{margin-top:10px;background:#2563EB;color:#fff;text-align:center;border-radius:12px;padding:11px;font-weight:700;transition:transform .15s}
.savebtn.pr{transform:scale(.95);background:#1D4ED8}
.toast{position:absolute;left:10px;right:10px;bottom:6px;background:#065F46;color:#fff;border-radius:12px;padding:10px 12px;font-weight:700;text-align:center;opacity:0;transform:translateY(20px);transition:.35s}
.toast.show{opacity:1;transform:none}
.bud,.goal{background:#fff;border:1px solid #E2E8F0;border-radius:12px;padding:10px 11px;margin-bottom:8px}
.bl{display:flex;justify-content:space-between;font-size:12px;margin-bottom:6px;gap:8px}
.bl span:last-child{color:#64748B}
.bt{height:8px;background:#E2E8F0;border-radius:99px;overflow:hidden}
.bt i{display:block;height:100%;width:0;background:var(--c);border-radius:99px;transition:width 1.1s cubic-bezier(.2,.8,.2,1)}
.scn.on .bt i{width:var(--w)}
.scn.on .bud:nth-child(3) .bt i,.scn.on .goal:nth-child(3) .bt i{transition-delay:.15s}
.scn.on .bud:nth-child(4) .bt i,.scn.on .goal:nth-child(4) .bt i{transition-delay:.3s}
.scn.on .bud:nth-child(5) .bt i{transition-delay:.45s}
.goal small{display:block;font-size:11px;color:#64748B;margin-top:5px}
.goal b{font-size:12px;color:#065F46}
.goal.debt b{color:#C2410C}
.push{position:absolute;top:8px;left:10px;right:10px;z-index:5;background:rgba(255,255,255,.97);border:1px solid #E2E8F0;box-shadow:0 10px 30px rgba(15,23,42,.25);border-radius:14px;padding:9px 12px;font-size:12px;transform:translateY(-120%);transition:transform .5s cubic-bezier(.2,.9,.3,1.2)}
.push b{display:block;font-size:11px;color:#64748B}
.push.show{transform:none}
.dots{position:absolute;bottom:10px;left:0;right:0;display:flex;justify-content:center;gap:6px}
.dots i{width:6px;height:6px;border-radius:99px;background:#CBD5E1;transition:.3s}
.dots i.on{width:18px;background:#2563EB}
.caps{display:flex;flex-wrap:wrap;justify-content:center;gap:8px;max-width:340px}
.cap{font:inherit;font-size:12.5px;color:#CBD5E1;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:99px;padding:6px 11px;cursor:pointer;transition:.2s}
.cap.on{background:#2563EB;border-color:#2563EB;color:#fff}
@media (prefers-reduced-motion:reduce){.ph-anim{animation:none}.scn,.rg,.bt i,.push,.toast{transition:none}.scn.on .rin{animation:none;opacity:1;transform:none}}